Five Core Values

Five Arrows Global Loan Investments, PLC has been the acknowledged leader in funding hard money loans. .

Our process is focused around Five Arrows Global Loan Investments’s five values: Speed, Flexibility, Fair Pricing, Minimal Red Tape, and No Surprises.

Speed

Rapid responses and expeditious closings are critical to real estate owners and investors. Typically, Five Arrows Global Loan Investments responds to loan inquiries the same day on which they are received. At Five Arrows Global Loan Investments, our goal is to close loans in weeks rather than months.

Flexibility

Five Arrows Global Loan Investments has no rigid rules on debt service coverage, vacancy rates, property types, or the other bank requirements that create road blocks to getting loans approved and underwritten. Instead, Five Arrows Global Loan Investments works to structure private money loans so that they help borrowers achieve their goals rather than holding them back or fencing them in.

Fair Pricing

Five Arrows Global Loan Investments maintains loan costs, both interest rates and fees, at the lowest end of the hard money loan spectrum. Five Arrows Global Loan Investments’ current rates for hard money loans on improved income properties are between 10% and 11% payable interest only; land loans and non-recourse loans may require higher interest rates. Additionally, Five Arrows Global Loan Investments’s loan fees are fixed between 2% and 4%. Five Arrows Global Loan Investments’s loan terms range from six months to three years.

Minimal Red Tape

At Five Arrows Global Loan Investments, borrowers work directly with the decision maker. Five Arrows Global Loan Investments does not have a loan committee; full control of the money and of the decisions on what to fund is retained by Five Arrows Global Loan Investments at all times. In this way, Five Arrows Global Loan Investments strives to save our borrowers the expense and necessity of working through a broker by issuing loans directly from lender to borrower.

No Surprises

Five Arrows Global Loan Investments always provides an initial written term sheet outlining our loan terms upfront. If these terms work for our borrower, Five Arrows Global Loan Investments follows up by providing a detailed written Commitment Letter. Five Arrows Global Loan Investments will not change our loan terms once a borrower has committed to these terms.