About Us

About Affordable Loan Company

Affordable Loan Company was established in 1992, we are the name behind the straightforward way for individuals, corporate bodies and companies to borrow money in the world.

We are an independent lender based in SanJose, CA, USA. We're not just another call center. You apply online, receive a decision within 2 working days and we finalize the loan in person at our branch if you are in the USA.

We can genuinely offer a case-by-case approach to customers. This, in certain cases, means we can be more flexible deciding when, and how much, we lend.

Affordable Loan Company is committed to professional, responsible lending. After verifying income and outgoings, we will do our very best to ensure we ONLY lend applicant what they can comfortably afford to repay.

What We Offer

We offer an array of loan products. Serviced with good repayment terms and tailored to meet your needs.

Equipment Financing

Our Equipment Loan provides you with financing options so you can get the assets you need for your business. We offer flexible repayment options and affordable insurance to go with your purchase.

Hard Money Loans

With this credit facility, you can borrow up to $100M. However, we are very capable of making loans anywhere in the world. If the we likes the deal, we have the resources to lend anywhere in the world.

Business Loans

We offer Business Express Loan services which makes it easy to get the capital you need today to benefit your business tomorrow

StartUps Funding

We help startups and small businesses raise capital online. Once you apply we will discuss what option may be right for you.

SBA Loans

We offer SBA loans to any small business, but yours will need to meet certain criteria in order to qualify.

Personal Loans

With our great rates and affordable terms, our personal funding programs offer you the best chance of getting approved and receiving your money fast and easy. We take the guessing out of the finance game for you.

Our Team

Below are some key personalities in our company. They have put in their very best to help you.

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James E Johnson

CEO/ Principal Lender
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Daniel Sampson

Loan Officer
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Hansen Esther Grace

Broker/Referral
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Usrey Daylan

Closing Officer